Seattle Car Accident Lawyer
If you or your family are injured in a car accident that was not your fault, then you should seek the advice of Emerald Law Group. Our attorneys have represented hundreds of people just like you who, through no fault of their own, are injured in a car accident. While we have handled almost every type of car accident case, we know that each client is unique and deserves special attention to the specific injuries and type of accident they were involved in. We offer a free consultation and, rather than demanding any money or expensive retainer from you, we are only paid if you receive a financial award. Contact our experienced Seattle car accident lawyers today to get started on your road to recovery.
Seattle Car Accident Claims Under Washington Auto Insurance Law
Washington state’s mandatory auto insurance law requires all drivers to carry liability coverage and proof of insurance that meets the minimum requirements of $25,000 for injuries or death per person up to $50,000 per accident, plus $10,000 for property damage caused by their negligent or reckless driving. When you are injured because of another driver’s fault, you can present a claim to their insurance company to pay for your damages. If you also have personal injury protection (PIP) coverage on your policy, then you could file a no-fault PIP claim with your insurer instead. PIP benefits are available without regard to who was at fault, but they only pay a portion of your expenses and only up to $10,000 in damages. PIP insurance is included with your liability insurance unless you reject it in writing when buying or renewing your policy.
Even though liability insurance is required by law, Washington state ranks fifth in the country for having the most uninsured drivers. Over 20% of motorists – more than one in five drivers on Washington roads – are uninsured. If you have uninsured/underinsured motorist (UM/UIM) coverage on your auto policy, you can use your insurance if you are hit by an uninsured driver or if you are injured in a hit-and-run or phantom vehicle accident where another driver caused you to crash without actually impacting your vehicle, such as by swerving into your lane and then speeding off. UM/UIM can also help you maximize compensation if the other driver only carries minimal coverage that doesn’t meet your expenses and you have higher limits on your UM/UIM policy. You’ll still need to deal with insurance claims adjusters who will downplay the severity of the accident and try to settle your claim for less than it is worth.
Why Hire a Car Accident Attorney?
The moments and days following a collision are the times when you and your family are most vulnerable. While you are trying to make sense of what happened to you, the insurance companies and their adjusters will not stop calling you, hoping to quickly settle your claim before you call a lawyer by making you think they are taking care of you when they are really only trying to close out your claim as quickly and cheaply as possible. Meanwhile, you are busy trying to schedule and make medical appointments while worrying about the mounting expenses and your insurance coverage. You might be missing work during a time that you can’t afford to be away from your job, and on top of all of this, you are in pain. If the accident involves catastrophic injuries or the wrongful death of a loved one, then your entire life is turned upside down.
During this vulnerable time in your life, you should not be left alone trying to deal with insurance companies who want to talk you into a quick settlement or even worse, blame the accident on you or some other factor – any reason other than admitting their insured driver was at fault. Our Seattle car accident attorneys will step in and deal with the insurance company directly, putting an immediate stop to their harassing phone calls so you can focus on your physical recovery, rebuilding your life, and getting your family back to normal.
Insurance companies are in business to make money, which they do by maximizing the premiums they collect and minimizing the claims they pay out. This system works to your disadvantage when you have a claim to make, whether it’s a no-fault PIP claim, a UM/UIM claim, or a claim against the negligent driver who hit you. Hiring an experienced Seattle car accident lawyer can help you recover for the harm done to you. Hiring an accident attorney can give you more leverage with an insurance company because it shows that you are prepared to fight for what you are owed.
Depending on your specific auto accident case, we will try to negotiate a fair settlement with the at-fault driver’s insurance company. If that is not possible, we are prepared to see your case through as far as necessary in Washington courts or Washington’s arbitration process. We know that car accidents are scary and that the insurance companies make the recovery process even scarier. Emerald Law Group is here to level the playing field and make sure that you get the compensation you deserve.
Contact Emerald Law Group Today
If you or your family are injured in a car accident, contact us immediately. The sooner you contact us, the sooner we can evaluate and investigate your car accident case and provide you with representation against the insurance company that will do everything it can to avoid paying you what you deserve. Call our experienced Seattle car accident lawyers today for a free consultation and immediate assistance.